Ownership Costs & TCO

Overview

Total Cost of Ownership includes purchase, fuel/energy, insurance, depreciation, and maintenance.

Fuel vs Electricity

EVs cost ~40–60% less to “fuel” per mile. Gas M cars consume premium fuel at higher rates.

Insurance

Rates depend on driver/location; M cars trend higher, EVs sometimes too due to repair complexity.

Depreciation

BMWs retain value well, but EV residuals are still forming. Special editions hold strongest.

5-Year Sample Cost Table

ModelFuel/EnergyInsuranceMaintenanceTotal
330i$7,000$8,000$6,000$21,000
i4$3,500$8,500$4,000$16,000
M3$12,000$12,000$8,000$32,000

FAQs